Kuwait Finance House (KFH) is considered a pioneer in the banking phenomenon known as Islamic Finance or Shari’a Compliant Banking. KFH is the first Islamic bank established in 1977 in the State of Kuwait and today it’s one of the foremost Islamic financial institutions in the world. KFH has steadily managed to expand its business and achievements to lead the Islamic banking industry and become a pioneer financial establishment, not only in the Islamic banking industry, but also in the banking sector as a whole, besides being one of the biggest lenders in both the local and regional markets. KFH’s largest shareholders include: Kuwait Investment Authority (Direct), Kuwait Awqaf Public Foundation (Direct), Public Authority for Minors’ Affairs (Direct), The Public Institution for Social Security (Indirect), as of 31-December-2013. KFH (KSE: KFIN) is a publically listed company on the Kuwait Stock Exchange (KSE). KFH provides a wide range of banking Shari’a compliant products and services, covering real estate, trade finance, investment portfolios, commercial, retail and corporate banking and is available in Kuwait, Kingdom of Bahrain, Kingdom of Saudi Arabia, United Arab Emirates, Turkey, Malaysia, and Australia. Islamic Banking.. A Distinct Concept Islamic banking refers to a system of banking, which is compliant with religious law called Shari’a, guided by Islamic principles of an integral and just society. The cornerstone of Islamic banking and finance is transparency and honest dealings that achieves mutual benefits for the bank and customer. We at KFH provide services that exemplify those values. Global Integrated Operations Leading the Islamic finance industry Globally, and offering a suite of financial Islamic services and products. KFH’s Group banking network spans across seven regions worldwide, with 355 branches, over 475 ATMs and approximately 8,000 employees.